Charity Life Direct

Thank you for considering the Charitable Life Insurance Program (CLIP). 
Our organization has been an important part of your life. 
Now it can be part of your legacy.

The Charitable Life Insurance Program is different from other insurance contracts in that it has been designed to meet the unique needs of not-for-profit organizations like ours interested in leveraging the benefits of life insurance as a gifting tool.

Guaranteed premiums and payout – Both the premiums and the death benefit from the CLIP policy are contractually guaranteed.  You never pay more, and we never receive less.

Short payment period – You may choose either 3 or 5 annual payments, whichever is more suitable for you.  The CLIP contract is fully paid-up once these payments have been made. 

No medical exams – There are no medical exams required in this program. The only requirement is an acknowledgment of good health. Over 85% of potential donors will qualify for the program, even those of older ages.

No restrictions – Unlike other Guaranteed Issued programs, there are no delays in the payment of the benefit.  The coverage is immediate and the benefit is paid immediately.

Donor commitment – The short payment period allows you to pay for the full coverage.  We know that the value of your gift is not as vulnerable to changes in your financial position as other gifting commitments.

Simple to understand – Since the CLIP product has no complex features, it is easy for both you and our representatives to understand. 

The CLIP program provides a simple, guaranteed solution designed specifically for the charitable need. None of the benefits of life insurance as a gifting tool has been lost.  Premiums are deductible, the gift is not contestable by other heirs and the charity owns the contract. The problems of using other life insurance policies for gifting purposes have been eliminated.

For more information on the Charitable Life Insurance Program and how it fits with our organization’s financial vision, please contact us.

You can subscribe online by clicking on the Apply Now button